Free compliance check

Is this COI compliant?

Upload a Certificate of Insurance and get an instant compliance grade against industry-standard requirements.

Drop your COI here or click to browse

PDF, PNG, or JPEG up to 10MB

Compliance Template

General commercial vendor requirements

No signup required to see your compliance score. Enter your email to unlock the full detailed breakdown.

See a sample result

Here's what a graded COI looks like — no upload needed.

Compliant

5 of 6 checks passed

Named Insured: Hartwell Mechanical LLC

Score: 98 / 100

Policy current — no expiration issues

GL $2M / $4M aggregate — meets requirement

Workers' Compensation active

Additional Insured (CG 20 10) — endorsement found

Waiver of Subrogation (CG 24 04) — endorsement found

Auto Liability below $1M recommendation

Sample result only — upload your own COI above to get an instant grade.

What we check

Policy expiration date

GL each occurrence limit

GL aggregate limit

Workers' compensation

Additional insured endorsement

Waiver of subrogation

Auto liability (upgrade for tracking)

This tool provides an automated compliance assessment for informational purposes only. It does not constitute legal or insurance advice. Always consult a licensed insurance professional for binding compliance decisions.

Want automated COI tracking?

View Pricing What is a COI?State Requirements COI Compliance Blog